Terms and Conditions

Effective Date: April 1, 2026
Business Name: My65 Insurance Agency
Website: www.my65insurance.com

1. Acceptance of Terms

By accessing or using this website, you agree to these Terms and all applicable laws and regulations. If you do not agree, please do not use this site.

2. Services Provided

My65 Insurance Agency provides insurance-related services including:

• Medicare Advantage (Part C)

• Medicare Supplement (Medigap)

• Prescription Drug Plans (Part D)

• Medicare education and consultation

Plan availability varies by carrier and service area.

3. Not Affiliated with the Government (CMS Disclaimer)

We are not connected with or endorsed by the U.S. Government or the federal Medicare program.

This is a solicitation of insurance. A licensed insurance agent may contact you.

4. Scope of Appointment (SOA)

By requesting a consultation, you agree to discuss only the Medicare plan types you consent to during your appointment, in accordance with CMS Scope of Appointment (SOA) regulations.

A Scope of Appointment form may be required prior to discussing specific plan options.

5. No Guarantee of Coverage

Information on this website is for general educational purposes only and does not guarantee eligibility, benefits, or plan availability.

All final determinations are made by the insurance carrier.

6. Licensing

Our agents are licensed and authorized to sell insurance products in applicable states. Services are only offered where properly licensed.

7. Compensation Disclosure

We may receive commissions from insurance carriers if you enroll in a plan through our agency. There is no additional cost to you for using our services.

8. Communications Consent (TCPA Compliance)

By providing your contact information, you agree to be contacted by My65 Insurance Agency via:

• Phone calls (including autodialed/prerecorded calls)

• Text messages (SMS/MMS)

• Email

Consent is not a condition of enrollment. You may opt out at any time.

9. Do Not Call (DNC) Policy

We maintain an internal Do Not Call list. If you wish to be placed on this list, please contact us at:

Phone: (843) 637-4409
Email: [email protected]

We comply with all federal and state Do Not Call regulations.

10. Limitation of Liability

We are not liable for:

• Errors in carrier-provided information

• Changes to plans, benefits, or networks

• Decisions made based on general website content

11. Third-Party Links

We may link to external websites (e.g., carriers, Medicare.gov). We are not responsible for their content or privacy practices.

12. Intellectual Property

All website content is owned by My65 Insurance Agency and may not be reused without permission.

13. Accessibility Statement

We are committed to ensuring digital accessibility for all users, including individuals with disabilities. If you experience difficulty accessing any part of our website, please contact us for assistance.

14. Changes to Terms

We may update these Terms at any time. Updates will be posted with a new effective date.

15. Governing Law

These Terms are governed by the laws of the State of South Carolina.

16. Contact Information

My65 Insurance Agency
Phone: (843) 637-4409

Phone: (616) 747-7828
Email: [email protected]
Address: 15851 S US Hwy 27 Suite 22 Lansing, MI 48906