Office Hours
9:00 AM - 5:00 PM
Our Location
Lansing, Michigan
Call Us Now
(616) 747-7828
Hear What Our Clients Are Saying
Testimonials
Hear From Our Clients
Trusted by Those We Serve
Alicia Sirrianni
Jasmine is the most professional patient informative person I have ever encountered. She brings comfort to confusing times. I have a deep appreciation for her. Thank you Jasmine.
Jan Martin
Really liked the way Jasmine explained things so that I could understand it all! She took her time and was able to answer all of my questions!!!!
Neil Craft
Branden has helped my wife and I with our insurance needs for years. He is easy to work with and proactive. Thanks to Branden we have a plan that fits our needs in terms of both care and affordability. I have, and will continue to highly recommend Branden! If anyone needs help navigating the confusing world of insurance I give out his info!
Timothy Haag
Jasmine is always great at explaining the plans and my options. Highly recommend her.
Jacqueline Kiley
always a pleasure to work with Branden! he is very helpful, accommodating and knows his stuff!!
Paul Hartlieb
Once again, Jasmine came through for us. Given all the various permutations of Medicare insurance programs it is necessary to have someone to distill it down. Jasmine was able to do this for us.
Frequently Asked Questions
If you’re new to Medicare, we recommend starting with our Beginner’s Guide to Medicare, which covers:
What is Medicare and who qualifies for it?
Medicare is a federal health insurance program primarily for people aged 65 and older. It also covers certain younger individuals with disabilities or end-stage renal disease. Most people become eligible at age 65.
What are the different parts of Medicare?
Medicare has four parts:
Part A: Hospital insurance
Part B: Medical insurance
Part C (Medicare Advantage): All-in-one plans offered by private insurers
Part D: Prescription drug coverage
What’s the difference between Medicare Advantage and Medicare Supplement (Medigap)?
Medicare Advantage (Part C) plans bundle your Medicare Part A and Part B benefits into a single plan offered by a private insurer and often include additional benefits. Medigap policies supplement Original Medicare by covering out-of-pocket costs like deductibles and coinsurance.
When should I enroll in Medicare?
Generally, you should enroll during your Initial Enrollment Period, which starts three months before your 65th birthday and ends three months after. Delaying enrollment could result in penalties.
Do I need Medicare if I’m still working at 65?
It depends. If you have employer-provided insurance, you may be able to delay enrolling in Medicare Part B without penalty. However, it's important to compare costs and coverage to determine what’s best for you.
Does Medicare cover everything?
No. Original Medicare does not typically cover long-term care, dental, vision, hearing aids, or routine foot care. You may need additional insurance or savings to cover these services.